SME BANKING PLATFORM
Africa, with a population of more than 1 billion people has been touted as land
opportunity and even referred to as the next greatest sight in world civilization. However this is hampered by the backwardness that arises, among others, due to lack of access to certain production factors. Many people on this continent are very diligent but unable to make substantial decisions due to lack of capital and other technological tools to enable them to start and grow their business so as to achieve economic emancipation. While there are many private and public businesses to address these challenges, these efforts are largely inadequate.
This is the basis of SME Banking Platform. We aim to serve micro and small businesses in Africa with capital and financial technology to enable them to succeed in this fast-moving global technology market. Simply put, we are a financial and technological company that focuses on micro and small businesses and individuals on the African continent.
MARKET
continue to increase. Let's look at a report from Focus Economics on the growth rate of GDP in 2017 different from 2016. If this growth is extrapolated into the future, we can know the fact that Sub-Saharan Africa is the next major, the developing economy to watch.
Interestingly, more than 80% of the sub-Saharan Africa economy is supported by SMEs.
Our business is to provide the financing and technology that micro and small businesses need to succeed.
Vision and mission of SME Banking Platform will be implemented in line:
1. Microfinance Bank
This will be a licensed entity, and its business will mainly include micro-micro businesses for micro and small businesses and individuals with
proven productive capacity, which lacks the necessary capital to build and expand their small businesses. This line of business will use the "Group Loan Structure" otherwise known as the "Grameen Model", named after the well-known Grameen Micro Finance Bank of Bangladesh. Additionally, under the bank, we will have an online crowd finance portal where several small businesses we have properly studied for funding will be listed. People who have a desire to help small businesses can contribute to the site for a particular business. Funds come to us and we distribute them according to our business plan to fund the business. Donors will refund their money at a certain fixed rate in monthly installments, until all funds are repaid with interest. This is another way to expand financing sources
allowing more small businesses to succeed.
2. Digital Bank
SME Banking Platform will operate the digital banking business. This will be such that customers can open an account with us after passing the basic KYC requirements. This account will have a regular account number as well as a cryptographic wallet for our SMB Token. This will allow users to save money, and make money transfers quickly and cost-effectively using fiat and cryptocurrencies.
3. Decentralized Money Transfer Business
We will offer a decentralized remittance service that will allow users to send and receive money globally. This platform will be supported by our original ERC-20 token, SME. This will allow more than 30 million Africans living around the world to send money in a fast and cost-effective way back home. This money transfer is valued at more than $ 50 Billion per year.
4. Micro Payment Application for Small Business
SME Banking Platform will work on building a very online gateway
suitable for micro and small businesses, which allows them to have
uncomplicated technology to accept online payments for their products and services. It will also have the ability for some basic accounting functions.
5. Loyalty Giving Network
This will connect small businesses to a larger network of business customers by having them share the same network of loyalty awards, so customers who earn business loyalty rewards points can redeem the points through other businesses within the loyalty reward network. This can all be possible through the use of our original token, SME.
Token SMEs will facilitate the transfer of reward points between merchants
in Loyalty Network.
SME TOKEN ROADMAP
- Token Name: SME Banking Platform
- Token Symbol: SME
- Total Token Supply: 150.000.000
- Token Type: ERC-20
TOKEN ALLOCATION UKM
- Total tokens inventory: 150,000,000 SMEs
- Initial circulation 0.67%: 1,000,000 SMEs for Initial Promotional Gifts
- 69% is reserved for token sales, partnership, marketing, early users onboarding on digital banking and other services: 103.5 million UKM
- 10.33% to reward holders / developers of confidence in our project, which are distributed over time starting after our core business begins: 15,495,000 SMEs
- 20% is reserved for current and future team members, staff and advisors, released from time to time: 30,000,000 SMEs
SME TOKEN VALUE
- For our money transfer business, this will allow fast and cheap transboundary transfers to Africa.
- For business marketing and development purposes, this will allow us to provide incentives to initial customers and onboard partners to remittances, digital banking and other services.
- For Loyalty Programs, SME token will facilitate transfers reward points between merchants in the Loyalty Network seamlessly.
JOIN US
Our vision is to utilize blockchain and cryptocurrencies to solve
the issue of financial inclusion in the African continent will be difficult to achieve without people who are faithful in our project and our ability to carry out our roadmap milestones. Please come with us as we work hard to realize this vision for the next few years.
FOR MORE INFORMATION PLEASE VISIT OUR LINK:
Website: https://www.smeplatform.co/
Telegram: https://t.me/joinchat/DpYnV04roZlXTXHOETDgJw
Facebook: https://facebook.com/smeplatform/
Twitter: https://twitter.com/PlatformSme
Medium: https://medium.com/@info.socialyn/
Reddit: https://www.reddit.com/user/smeplatform/
Creative : agusomen
https://bitcointalk.org/index.php?action=profile;u=1548502
ETH: 0xf65BB1DD453066a8705fc931a48C40f00Ce979D4
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